Daskapital manages all financial transactions - such as deposits, investments, payments, transfers, and withdrawals - through NSPAY, a Payment and Electronic Money Institution licensed and regulated in the European Union.
User funds never pass through Daskapital's accounts. They are safeguarded by NSPAY in individual e-wallets (escrow accounts), segregated in each user's name with a financial institution, in accordance with the European PSD2 Directive.
At no time does Daskapital have direct access to users' money, so in the hypothetical event of Daskapital's activity being suspended, users could recover their funds directly from the Payment Institution. On the other hand, in the event of NSPAY's activity being suspended, users' funds remain protected in the financial institution's (bank's) escrow account.
In deposit or withdrawal transactions, funds move between users' e-wallets and bank accounts. In other transactions, such as the formalisation of an investment/financing, funds are transferred between investors' e-wallets and the e-wallets of the financed companies.
If you need further clarification, please contact us via support@daskapital.eu.
