If you need to file a complaint, please follow the procedures described in our Complaint Handling Policy, sending your complaint to complaints@daskapital.eu.
Regulation and Compliance
Access all documents governing the use of the Daskapital platform, including procedures, continuity plan, conflict of interests and anti money laundering. privacy policies, and information on funded projects.
Daskapital Regulation and Compliance
Frequently asked questions
The provision of collaborative financing services is regulated by Portuguese and European legislation, namely Law No. 102/2015 of 24 August and Regulation (EU) 2020/1503 of the European Parliament and of the Council of 7 October 2020.
Daskapital – Crowdfunding, S.A., responsible for providing collaborative financing services through loans, is authorised and supervised by the Portuguese Securities Market Commission (CMVM).
Daskapital España S.L., which manages the provision of intermediation services in the purchase and sale of receivables, does not fall within the definition of collaborative financing provided for in Regulation (EU) 2020/1503. Therefore, it is not subject to compliance with the legal provisions relating to collaborative financing, nor is it subject to authorisation and supervision. However, it is required to comply with all other applicable legislation.
If you need further clarification, please contact us via support@daskapital.eu.
Each financing request or investment opportunity is subject to a rigorous risk analysis by Daskapital before being made available on the platform, based on:
- Accounting, financial and commercial data provided by the promoters of the companies;
- Credit information from Iberinform (Atradius Credit and Surety), such as ratios, information on incidents, legal proceedings and other independent data;
- Analytical and statistical models (credit score and limit);
- Document verification and, in some cases, verification of the accuracy of the information provided, among other procedures.
Daskapital requires real and personal guarantees and only publishes projects that meet the minimum criteria for risk and fair profitability. All this information is disclosed and made available in each financing request or investment opportunity.
If you need further clarification, don't hesitate to get in touch with us at support@daskapital.eu.