Daskapital is a collaborative financing platform that directly connects investors (individual or institutional) with companies and organisations seeking financing.

Through Daskapital, companies can obtain credit in a simple and competitive manner, while investors have access to investment opportunities with potentially above-average returns, allowing them to diversify their portfolio beyond traditional shares, bonds or deposits.

The Daskapital platform handles the entire process — formalisation, contracts, payment management, legal and tax obligations — ensuring a transparent and secure experience for both parties.

Daskapital does not intervene in the contracts established between investors and companies, nor does it assume any risk or responsibility for the investments made, limiting itself to acting as a technological and operational intermediary.

Daskapital obtains its revenue by charging small commissions for services provided on the platform, such as managing financing operations, executing payments and transfers, managing portfolios, and providing legal and administrative support. Daskapital's services also include formalisation, contracting, compliance with legal and tax obligations, and collection support.

These commissions serve to ensure the maintenance and security of the platform, as well as ongoing support for users.

Daskapital does not intervene directly in contracts between companies and investors, nor does it assume any risk or offer any guarantees on the investments made.

If you need further clarification, please contact us via support@daskapital.eu.

Daskapital manages all financial transactions - such as deposits, investments, payments, transfers, and withdrawals - through NSPAY, a Payment and Electronic Money Institution licensed and regulated in the European Union.

User funds never pass through Daskapital's accounts. They are safeguarded by NSPAY in individual e-wallets (escrow accounts), segregated in each user's name with a financial institution, in accordance with the European PSD2 Directive.

At no time does Daskapital have direct access to users' money, so in the hypothetical event of Daskapital's activity being suspended, users could recover their funds directly from the Payment Institution. On the other hand, in the event of NSPAY's activity being suspended, users' funds remain protected in the financial institution's (bank's) escrow account.

In deposit or withdrawal transactions, funds move between users' e-wallets and bank accounts. In other transactions, such as the formalisation of an investment/financing, funds are transferred between investors' e-wallets and the e-wallets of the financed companies.

If you need further clarification, please contact us via support@daskapital.eu.

NSPAY is a financial institution, legal entity code 305652931, based in Lithuania, operating in accordance with the electronic money institution license No. 97 issued by the Bank of Lithuania on 14 May 2024 and authorised to operate in all countries of the European Economic Area (EEA).

It is a Payment Institution specialising in payment and money management solutions for online platforms such as Daskapital, enabling the management of financial transactions within their own digital ecosystems.

NSPAY's platform offers a variety of features, including:

• Payment accounts: Allows companies to create payment accounts for their users, where they can receive funds, make payments and store money.
• Payments and transfers: Facilitates online payments, money transfers between accounts and international remittances.
• E-wallet services: Offers virtual e-wallets that allow users to store and manage their money digitally.
• Compliance features: Has built-in compliance features to ensure that transactions comply with financial regulations, such as user identity verification (KYC) and the prevention of money laundering.
• Escrow accounts: Allows the creation of escrow accounts, where money is held in custody until certain agreed conditions are met.

NSPAY ensures that all Daskapital user funds are stored in segregated accounts and protected by regulated financial institutions, ensuring transparency and total security in every transaction.