DASKAPITAL FOR BusinessES

A new way to finance your business growth.

Unlock your business potential with Daskapital!

Find new investors, secure funding faster, and gain flexibility with crowdlending and crowdfactoring. These innovative solutions connect your business with a vibrant community of people ready to fuel your growth.

Are you ready to break free from traditional finance?

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Why Daskapital

Use Daskapital platform to get a loan and fund your business projects or sell your invoices to fund your working capital needs in your own terms. Take advantage of decentralized finance!

Easy access to credit

Easy access to credit

Helping SMEs grow is part of our mission. Obtain the funds you need with minimal red tape by presenting your projects to investors or converting outstanding invoices into immediate liquidity.

Competitive interest rates and loan costs

Competitive costs

In our auction system, investors compete to finance your company at the best interest rate — always equal to or lower than the maximum rate you set. We only charge a commission on successful financing.

Flexible payment plans

Flexibility

Tailor your payment plan by choosing the repayment frequency. Choose which invoice(s) to sell without the need for a traditional factoring contract and maintaining control over collections.

Trust and Transparency

Trust and Transparency

Experience a clear and straightforward financing process, where you can set all the terms. No cross-selling, lengthy contracts, ambiguous clauses or hidden fees.

Project visibility and validation

Visibility and Validation

Give your project visibility among an active community of investors. Validate your business model and receive useful feedback on your proposal, assessing investor interest.

Financing without central bank centralization

Decentralized

Obtain financing without it being reported to central banks. This way, you keep your credit profile intact and your access to traditional bank credit unchanged.

Our funding solutions

Daslending

Obtain financing for your asset acquisition project or community initiatives at the best possible interest rate — always equal to or lower than the maximum rate you set, in a clear and straightforward process.

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Dasfactoring

Put your outstanding invoices up for sale, immediately turning them to cash, always below or at the maximum discount you define. Take advantage of your clients credit rating.

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Simulate your financing

Use our simulator tool to explore and preview financing options and customized financing solutions. Get a clear view of potential outcomes and make informed decisions for your financing strategy.

Simulate your funding

Frequently asked questions

Any legal entity based in the European Union can promote crowdfunding projects — companies, SMEs, sole proprietorships, associations, and public or private institutions. In specific cases, individual promoters may be considered.

To be eligible as promoters, these entities must:

  • Register on the Daskapital platform,
  • Complete the KYC and risk assessment process,
  • Accept the Terms & Conditions and Privacy Policy.

Daskapital and its payment provider review each entity during onboarding and project submission.
Only entities that meet all risk requirements and demonstrate the ability to meet their commitments can promote financing projects. Daskapital relies on various public databases and partners with specialized organizations for this analysis.

To complete the KYB process, you will be asked for:

  • UBO (Ultimate Benificiary Owener) declaration with a description of partners/shareholders with more than 25% ownership.
  • Valid identification document of the legal representative.
  • Proof of company registration issued within the last 3 months (Certificado Permanente in Portugal) (Registo Mercantil Central, Registradores de España ou Modelo 600 in Spain).
  • Company bylaws ("Estatutos"), signed in the latest version.
  • Be based in the European Union and registered on Daskapital;
  • Have regularized financial report, published, and signed by a Certified Accountant;
  • Having a positive accounting Equity;
  • Have no payment incidents to private and public entities;
  • Operate sustainably in their business activities;
  • Provide Daskapital with all requested information.

Daskapital performs a risk assessment on every promoter and project.

Daskapital follows a strict risk-assessment process to protect investors and ensure the quality of all operations.

Only solvent companies and well-structured, well-justified projects are approved. We review all information provided by the promoter and also use external risk-assessment partners.