menu_bg
BUSINESS LOANS FOR ORGANISATIONS

Business loans to fund your business growth.

Unlock your business potential with Daskapital!

Fund growth, new equipment or expansion with a loan financed by a community of investors.

You set the maximum interest rate; investors compete to offer less. Apply 100% online.

Free to apply
100% digital process
Apply for a LoanSimulate your Loan

How does the funding work?

Raise capital directly from the crowd to fuel your growth plans.

1

Apply online

Register your company on our platform. Complete the online form and tell us how much you need, how you will use the funds and the maximum interest rate you will accept. Applying is free. You only pay a fee if your loan is funded.

2

Analysis and operation set-up

Daskapital’s risk team carries out a risk assessment, analyzing documents,  financial statements and other relevant information, and obtains a risk score from an independent agency. We also set out the conditions for presenting the proposal to investors.

3

Presentation to investors

Once approved, your loan is published and a time-limited auction opens. Investors bid at or below your maximum rate. If the minimum amount isn't reached the loan is cancelled at no cost.

4

Receive your funds

When the auction closes and the contract is signed, the money is transferred to your account. You then repay in instalments, as agreed.

BUSINESS LOANS FOR ORGANISATIONS

To apply, your company must:

  • Be registered in the European Union

  • Have up-to-date annual accounts, certified by a chartered accountant

  • Have positive equity

  • Have no overdue debts, including to tax or social security authorities

  • Agree with Daskapital’s Terms & Conditions

Simulate Business Loans

Why fund your business with Daskapital?

Discover the main advantages of getting funded with us and what makes Daskapital different.

Capital to Grow

Fund new projects, equipment or your business expansion with a loan financed by investors who want to back growing businesses. Apply online, with less paperwork than a traditional bank loan.

Competitive Rates through Auction

With Daskapital’s unique auction model, investors compete to fund your operation, which can lower your cost. The final rate is never higher than the maximum you set.

Complement your Bank

Add a new funding source alongside your bank and reduce your reliance on a single lender.

Clear costs, Flexible repayments

See every cost before you commit. Applying is free. We only charge fees if your loan is funded. Choose a repayment plan that fits your cash flow. No long-term contracts. No cross-selling.

Visibility and Validation

Present your company to an active community of investors, see how the market values your proposal, and build a track record with every loan you repay.

Element of Daskapital’s logo with background representing mountains

Simulate your business financing

How much can your business raise?  

Estimate different financing scenarios based on the amount required, term and interest rate. Understand the impact of the transaction before submitting your application.  

Simulate the financing of your business

Estimate your monthly payments and discover how much you can raise for your project. Set your maximum interest rate and let qualified investors bid on your business. Transparent terms, competitive conditions, and zero hidden fees.
How much do you need?
Term (in months)
6
Installment Frequency
Choose your maximum interest rate
4%

This simulation is for illustrative purposes only. Approval of the loan is subject to a risk assessment by Daskapital and may be conditional upon the provision of additional documentation or guarantees. The final terms of the loan are determined once the lending process has been completed.

You will pay a maximum monthly installment of

0,00 €

monthly installment: 0,00 €

Maintenance Fee:0,00 €

You will receive

0,00 €

Processing Fee:0,00 €

Total cost of the loan

0,00 €

Capital:-

Interests:-

Fees:0,00 €

Frequently asked questions

Any legal entity based in the European Union can promote crowdfunding projects — companies, SMEs, sole proprietorships, associations, and public or private institutions. In specific cases, individual promoters may be considered.

To be eligible as promoters, these entities must:

  • Register on the Daskapital platform,
  • Complete the KYC and risk assessment process,
  • Accept the Terms & Conditions and Privacy Policy.

Daskapital and its payment provider review each entity during onboarding and project submission.
Only entities that meet all risk requirements and demonstrate the ability to meet their commitments can promote financing projects. Daskapital relies on various public databases and partners with specialized organizations for this analysis.

To complete the KYB process, you will be asked for:

  • UBO (Ultimate Benificiary Owener) declaration with a description of partners/shareholders with more than 25% ownership.
  • Valid identification document of the legal representative.
  • Proof of company registration issued within the last 3 months (Certificado Permanente in Portugal) (Registo Mercantil Central, Registradores de España ou Modelo 600 in Spain).
  • Company bylaws ("Estatutos"), signed in the latest version.
  • Be based in the European Union and registered on Daskapital;
  • Have regularized financial report, published, and signed by a Certified Accountant;
  • Having a positive accounting Equity;
  • Have no payment incidents to private and public entities;
  • Operate sustainably in their business activities;
  • Provide Daskapital with all requested information.

Daskapital performs a risk assessment on every promoter and project.

Daskapital follows a strict risk-assessment process to protect investors and ensure the quality of all operations.

Only solvent companies and well-structured, well-justified projects are approved. We review all information provided by the promoter and also use external risk-assessment partners.