Screen of the investor management area of the Daskapital online investment platform.

Daslending for BUSINESSES

Make your projects a reality with Daslending

Daslending connects you with a vast pool of investors eager to support businesses like yours. Raise capital directly from the crowd to fuel your growth plans. Crowdlending offers flexible terms tailored to your specific needs. Take control of your financing with Daskapital.

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How it works

Flowchart of the crowdlending process at Daskapital

Companies and Organizations (the Promoters) use Daskapital’s platform to promote their expansion and asset acquisition business projects, or community projects, through funding requests, describing them in detail and providing all necessary information and documents.
Based on the analysis of the information provided by the Promoters and independent third-party financial information, Daskapital assesses the risk of the operation and approves each funding request, providing all necessary risk assessment information to the Investors, namely a risk score. (Daskapital may also reject the project, ask for additional information or conditionally approve a project, for example, by demanding guarantees).
Upon project approval by Daskapital, the project is published and a limited-time auction gets started. Investors choose the projects on which to bid and make offers to finance the business asset acquisition or expansion project, deciding how much to invest and their minimum interest rate.
When an auction is successfully completed and the final financing conditions are established, the Promoter gets funded, always at or below its maximum interest rate, and can implement its project.
For the duration of the loan/investment, the Promoters pay the Investors a periodic installment as specified in the financing conditions.

Why use Daslending

Daslending, a P2P/Marketplace business crowdlending solution, allows you to fund your projects quickly and in your own terms. Take advantage now of decentralised financing.

Competitive Rates

Achieve the most competitive interest rates through Daslending's unique auction process. By allowing investors to compete and bid on your project, you benefit from competitive offers and potentially lower costs, ensuring you secure the best deal available.

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Alternative Finance

Explore new funding sources with our alternative finance solutions. Daslending let's you access flexible financial options beyond traditional methods to support and grow your business.

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Decentralized

Secure financing without having your credit reported to the central bank. This means your access to traditional bank credit remains unaffected, allowing you to maintain a healthy credit profile.

Simulate your fiancing

Use our simulator tool to explore, preview and customize loan financing solutions. Get a clear view of potential outcomes and make informed decisions for your financing strategy.

Calculate your financing

Frequently Asked Questions

To promote a project, your company must:

Be based in the European Union and registered on Daskapital;
Have regularized financial report, published, and signed by a Certified Accountant;
Having a positive accounting Equity;
Have no payment incidents to private and public entities;
Operate sustainably in their business activities;
Provide Daskapital with all requested information.

Daskapital performs a risk assessment on every promoter and project.

If you need further clarification, don't hesitate to get in touch with us at support@daskapital.eu.

The required documents will vary depending on the specific funding project.

The promoter has the freedom to include all documents and information they deem important for a better understanding of the project by both Daskapital and future investors. The more complete the information provided, the greater the interest from investors and the higher the likelihood of securing better terms.

However, there is a set of mandatory information that must be provided: the company's most recent financial statements, a report from the Bank of Portugal's Credit Responsibility Center, the company's criminal record (if not previously submitted), and proof of the guarantees provided.

If you need further clarification, please contact us via support@daskapital.eu.

Of course, you can repay your loan early at any time. To do so, all you need to do is transfer the funds to the IBAN of your Wallet and inform Daskapital (support@daskapital.eu) about your intention to make an early repayment for a specific credit.

Installments are automatically debited through the direct debit system for greater convenience and simplicity. You just need to ensure that your direct debit authorization is active and that you have sufficient funds available in your bank account when the installments are due.

However, you can make an advance payment at any time by transferring the amount in question to the IBAN of your Daskapital wallet. You can find more information about your wallet on your profile page within the Daskapital platform.