Crowdfactoring is a form of crowdfunding in which companies can anticipate the receipt of credits they hold on their customers, namely invoices or accounts receivable, through online platforms such as Daskapital. In this model, investors (individuals or institutions) buy invoices (partially or in full) at a discount (which translates into a return rate) anticipating their value to companies. Thus, companies receive the financing they need quickly, while investors get a financial return by acquiring the right to receive the payment of the invoice (partially or in full) on the invoice's due date.
Crowdfactoring offers an agile and flexible financing alternative for businesses and an investment opportunity for funders.
