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How does Daskapital assess credit risk?

Daskapital carries out and publishes a rigorous risk analysis of each investment opportunity, so that investors can make the best investment decisions knowing the risks.

Through a collaboration with Iberinform (information subsidiary of Atradius Crédito y Caución, a world leader in credit insurance), Daskapital analyses a detailed report of information about the companies and their sector, namely financial and commercial information, financial analysis ratios, payment experience, among other data, and takes into account the information resulting from statistical predictive and analytical models, such as the Default Rating (Risk Score) and the Credit Recommendation. This information is disclosed along with the rest of the information relating to each investment opportunity.

In addition to analysing the credit risk, in the case of investment in asset acquisition projects, the suitability of the project to the company's reality is checked and additional information necessary for this assessment may be requested.
Also in the case of investments in asset acquisition projects, Daskapital may require guarantees and collateral as a form of risk mitigation.

In specific cases, Daskapital may perform more in-depth risk analyses, involving site visits, interviews, verification of documentation and veracity of the information provided, among other steps.

Investment opportunities will only be published on the Daskapital platform if they meet the minimum risk criteria and allow an adequate return on invested capital.

Know more about Iberinform's credit rating here and here.